How to Create Apple ID Without Credit Card

Sadly, cyberattacks are a real threat to all online devices. To protect yourself, you can try creating an Apple ID without a credit card. But the best solution is MacKeeper's ID Theft Guard, which keeps criminals at bay. The feature warns you when your personal records have been subject to a leak, allowing you to take action and change your details.

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Written by Danny Maiorca

Updated: May 10, 2025

In this article you will find the following:

It’s become much easier to create an Apple ID without a credit card, and you choose not to link your payment details for several reasons. Perhaps you’re worried about someone else obtaining your card details, or maybe you have no intention to buy any subscriptions from the App Store.

But while you’ll have an easier time to make an Apple ID without a credit card compared to years gone by, you might still run into trouble. For example, you’ll often need to deal with a little more bureaucracy.

Today, you’ll finally learn how to set up an Apple ID without a credit card. I’ll show you how to do it on your iPhone, iPad, and Mac. You’ll also learn how to create an account on both the Apple ID website and elsewhere.

A note from our experts:

If you want to partly protect yourself on the internet, you might use our recommendations on creating an Apple ID without a credit card. To get the full protection, use MacKeeper’s ID Theft Guard, which prevents your personal data leakage, keeps your payments safe, and warns you in case of any threat.

To use MacKeeper’s ID Theft Guard:
Download MacKeeper and launch the app.
Go to Privacy > ID Theft Guard.
Turn on the Data breach monitor.
If breaches are discovered, go to those websites and change your login details. You may wish to use strong keychain passwords to prevent your accounts from being so easy to access.

How to sign up for a new Apple ID without a credit card

You can get Apple ID without credit card on your Mac, and it’s also possible on iOS and iPadOS. To simplify the sign-up process, I’ll break down the steps for each device into different sections.

How to sign up for a new Apple ID on iPhone and iPad

Signing up for a new Apple ID is identical on your iPhone and iPad. Here are the instructions you should follow to create an ID without submitting your credit card details:

Open the Settings app and go to the sign-in prompt.
On the Apple ID window, click on Forgot password or don’t have an Apple ID?
When you see the pop-up window, select Create Apple ID.
Enter your name and date of birth before clicking on Continue.
Customize your Apple ID email address before pressing Continue again.
Tap Create Email Address.
Enter your Apple ID password and select Continue.
Verify your identity by entering your phone number and entering the code you receive by text or call.
Agree to Apple’s Terms and Conditions. Apple will then create your iCloud account.
Enter your passcode if asked, and decide if you want to merge calendars and whatnot with iCloud.

Go to the Settings app and choose the prompt to sign in to your Apple ID. It's on the left (iPad) or top for iPhone users — **Step 1. Settings > Apple ID Sign-In**

You'll see a prompt asking if you have forgotten your Apple ID or don't have an ID. It's below the Apple ID sign-in text box — **Step 2. Select Forgot password or don’t have an Apple ID?**

Click on the Create Apple ID prompt, which will allow you to begin the process of creating your Apple ID. It's in a pop-up window — **Step 3. Click on Create Apple ID**

Enter your name and birthday when asked to in the next box. Apple will use this info to help you make your Apple ID account — **Step 4. Enter your name and birth when asked to**

Enter your email address on the next window. This will be used with your iCloud account, and you can use it to check for important updates — **Step 5. Enter your email address**

You'll then need to enter your phone number so you can verify your identity. You can choose between receiving a text message or phone call — **Step 6. Type your phone number**

You must agree to Apple's Terms and Conditions before signing up for an Apple ID. If you don't, you won't be able to use the service — **Step 7. Agree to Apple’s T’s and C’s**

A hint from our team:

Have you already got an Apple ID, but you can’t remember your login details? You don’t necessarily need to sign up for a new account. Before taking such drastic action, I suggest finding out how to find your Apple ID password.

How to sign up for a new Apple ID on Mac

To sign up for an Apple ID on your Mac without your credit card, follow these steps:

Go to Apple logo > System Settings.
Click on the Apple ID sign-in prompt.
Select Create Apple ID when the option appears at the bottom of the screen.
Enter your name and date of birth.
Customize your email address before completing the verification procedures.

On the Apple ID's signing-in page, find the Create Apple ID option in the left bottom corner of the window and choose this option to proceed with the creation of the new Apple ID account — **Step 2. Create your Apple ID > Enter your details**

If you couldn’t find the password for an existing Apple ID account, or you simply want to update your account password, consider finding out how to reset Apple ID password.

How to set up Apple ID without a credit card using Apple ID website

You can set up and use Apple ID without credit card from your device’s Settings app, but that isn’t the only choice. You also have the choice to create an Apple ID without a credit card from the Apple ID website, and the process is identical regardless of whether you use an iPhone, iPad, or Mac.

Now, follow my instructions to complete the sign-up process for an Apple ID without a credit card from your web browser:

Go to https://appleid.apple.com.
Select Create Your Apple ID, which is in the top right-hand corner.
Fill out the details on the Create Your Apple ID page, such as your name and region.
Select Continue at the bottom of your page after entering your details.
Verify your email address and the phone number you provided when asked to do so.

On the Apple ID website, you'll see an option to create an Apple ID. It's in the top right of the page and called Create your Apple ID — **Step 1. Create Apple ID**

Click on Continue after entering your Apple ID details. You'll then need to verify your identity and agree to the licensing agreement — **Step 2. Click on Continue**

You can use either Google Chrome or Safari, so pick whichever user experience interests you the most.

You don’t need banking details for your Apple ID sign-up

Don’t worry about missing out on the Apple experience if you don’t want to share your credit card details on your Apple ID account. Signing up for an account without your banking details is incredibly straightforward, and it’s possible from both your device and online. You’ll have access to the same features as every other Apple ID user.

If identity theft is your primary concern, consider using MacKeeper’s Theft ID Guard to receive notifications when a breach occurs on one of your accounts. That way, you’ll mitigate the risk of others maliciously using your credit card information.

FAQ

1. Can I have more than one Apple ID?

You’re allowed to create more than one Apple ID, but you can only sign into one on your device at any given time. However, you can log into different accounts—such as your social media profiles—across each profile without too many issues.

2. Do you need an email to sign up for Apple ID?

Yes. Though you don’t need a credit card, you should have an email address that you can associate with your Apple ID account.

3. Can I change my Apple ID later?

You can change your name, password, and various other information by going to appleid.apple.com. Alternatively, you can make some adjustments from your Apple device.